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Home insurance buildings cover

Zurich's buildings insurance goes further than you may expect, giving you greater protection and peace of mind.

Our cover protects you against:

  • Damage caused by fire, explosion, lightning and earthquake.
  • Damage caused by falling trees (from your own and neighbouring properties).
  • Storm and flood damage (excluding gates, fences or railings).
  • Impact from vehicles and animals. Even aircraft.
  • Malicious damage and theft whilst you are at home and on holiday for up to 30 days.
  • Up to £2 million cover for liabilities you may incur as owner.
  • Subsidence and ground heave (that's when land rises) of the site that your buildings stand on, or landslip.
  • Water damage caused by burst pipes and tank leaks.
  • 24-hour emergency call out service.

 

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View the summary of cover or the policy wording, including full terms, conditions and exclusions.

Looking for that little bit extra? For a relatively small additional premium, you could also be covered for…

  • Storm damage to your garden
  • Accidental damage to your building
  • Family legal expenses up to £50,000

If all this sounds good to you, make sure you ask for the extra cover options when you get a quote. For further information about our extra cover options, click here

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