Home insurance buildings extras

Even though our insurance covers many situations, you may need extra special cover – which is why we have our extra cover options.

Storm damage to your garden

Decking, patios and pathways are covered in our standard buildings cover, and provided your home is damaged in the same incident, will also cover storm damage to your fences and gates.

This extended cover will also attend to damage to flowerbeds, lawns, shrubs or trees, ornaments or statues in your garden caused by storm, flood, fallen trees or theft.

Accidental damage to your building

Accidents can happen, and that’s what this is there to cover. For instance, if you accidentally drill a hole through your water pipes during DIY.

Family legal expenses up to £50,000

These days, legal disputes are increasingly common. However, if you are unfortunate enough to find yourself involved in a disagreement with a neighbour, a shop or perhaps the Inland Revenue, then Zurich gives you peace of mind with up to £50,000 of cover for certain personal legal actions.

If all this sounds good to you, make sure you ask for the extra cover options when you get a quote.

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View the summary of cover, or the policy wording, including full terms, conditions and exclusions.